Welcome to the NIH Federal Credit Union
Discover Banking with Heart.
What Can We Help You With Today?
This winter, don’t get buried by your auto loan
Refinance and reduce your rate up to 2%!
Through June 2026, refinance a qualified auto loan from another lender with us, and we may be able to lower your rate up to 2%!
Today’s Featured Rates
The Cure for the Common Equity Loan
It sure is cold, but you don’t need to put the freeze on your spring goals. We have low-rate equity loans to make it easy for you to use your home’s equity for virtually any need!
Is it time to drive down your auto loan rate?
Refinance and reduce your rate up to 2%!
Through June 2026, refinance a qualified auto loan from another lender with us, and we may be able to lower your rate up to 2%!
Focused on Your Financial Wellness
Insights and resources to help you make informed financial decisions.
Financial Coaching and Counseling
Free individualized and confidential counseling, financial webinars, and no-obligation advice from NIHFCU to help you make informed decisions.
Fraud & Security Hub
Knowledge is a key to ID theft prevention. Our Fraud & Security Hub can help you stay informed, reduce your chances of falling victim, and remain vigilant.
Hearts & Smarts Blog
Timely and short-read articles throughout our site with content, tips, and ideas on managing your money and improving your financial health.
We Think You Will Like Us!
NIHFCU members are too busy to waste time and too smart to waste money. We’re ready to help you achieve your goals with simplicity and confidence. Just ask these happy members!
Discover Banking With Heart
We’re here to get you started. Apply online, visit a branch, or give us a call!